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How We Protect Your Personal Data

Date: April 2026

We implement a range of technical and organisational measures to protect your personal data:

  • Encryption of all data in transit (TLS) and at rest (AES-256 or equivalent)
  • Strict role-based access controls i.e. personal data accessible only on a need-to-know basis
  • Multi-factor authentication for all internal system access
  • Regular penetration testing and security vulnerability assessments
  • Documented incident response, business continuity, and disaster recovery procedures
  • PCI DSS-compliant handling of payment card data via certified processors
  • Ongoing staff training on data protection and information security
  • Third-party processor security assessment as part of our DPA onboarding process

Our security practices are aligned with ISO 27001 and SOC 2 Type II frameworks. However, no system can be fully secure. You are responsible for maintaining the confidentiality of your account credentials.

Personal data breach notification

In the event of a personal data breach likely to result in a risk to your rights and freedoms, we will notify the relevant supervisory authority as required by applicable law in the UK, within 72 hours of becoming aware.

Where a breach is likely to result in a HIGH RISK to your rights and freedoms, we will also notify you directly and without undue delay, setting out: the nature of the breach; the personal data affected; the likely consequences; and the steps we are taking to address it.

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Contact Us

mamanala@nala.com

Nairobi, Kenya

Mirage Towers Tower 2, Floor 8

USA

NALA Payments LLC
221 River Street 9th Floor Hoboken, New Jersey, 07030

UK

International House, 64 Nile Street, London, United Kingdom, N1 7SR

The Netherlands

Johan Cruijff Boulevard 65, 1101DL Amsterdam

Canada

36 Toronto Street, Suite 850
Toronto ONTARIO, M5C 2C5
In the United Kingdom, NALA Payments Ltd is a registered EMD agent of Modulr FS Limited, which is an Electronic Money Institution authorised by the Financial Conduct Authority with firm reference number 900573. Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS). Customer funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011. For more information, please see Modulr’s UK Safeguarding Explanation here.

In the European Union, NALA Payments Netherlands B.V. is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by De Nederlandsche Bank (DNB) as an Electronic Money Institution (relationship number R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act.

In the United States, Nala Inc. partners with the financial services software company, Sila Inc. (“Sila”) and Priority Technology Holdings Inc. (“Priority Commerce”), either directly or through its subsidiary Finxera, Inc. (NMLS #1168701) and/or its authorized affiliates, contractors and partners (including but not limited to the following Banks: Wells Fargo, N.A., Comerica Bank, Axos Bank, and Western Alliance Bank) to offer you electronic fund transfers and provide you with an account. Nala Inc. is a financial technology company, not a bank.

Mufasa Payments LLC, a subsidiary of Nala Inc., partners with Lead Bank (NMLS #635532) to offer you electronic fund transfers and provide you with an account. Mufasa Payments LLC is a financial technology company, not a bank.

In certain states in the United States where it holds the necessary licenses, money transmission services may be provided by Nala Payments LLC (NMLS: 2530895), a subsidiary of Nala Inc., pursuant to its own state-issued money transmitter licenses and registration as a Money Services Business (MSB) with the United States Treasury Financial Crimes Enforcement Network (MSB: 31000335047569). In such cases, the partnership with Mufasa Payments LLC, Sila Inc. and Lead Bank N.A. may not be utilized or required. The availability of services and regulatory status may vary by geographic location and customer location.

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